The Payday Loan Rule…
Jer Ayles’ Post
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Kansas “recognizes Earned Wage Access EWA-as a unique financial services product requiring a tailored oversight system, and confirms that EWA is neither credit nor subject to lending requirements,” Payactiv said in a Tuesday statement.
EWA providers hail new Kansas law
paymentsdive.com
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Quick Cash Fix: We’re Buying Subprime Loans, and You Won’t Believe the Offer! Our team is actively looking to acquire subprime loan portfolios. This is a fantastic opportunity for you to unload unwanted assets and capitalize on your investments.
Quick Cash Fix: We’re Buying Subprime Loans, and You Won’t Believe the Offer!
https://thebusinessoflending.com
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Goeasy Ltd. Reports Results for the Fourth Quarter and Full Year & Announces Increase to Automotive Securitization Facility Quarterly Loan Originations of $705 million, up 12% from $632 million Loan Portfolio of $3.65 billion, up 30% from $2.79 billion Quarterly Net Charge Off Rate of 8.8%, down 20 bps from 9.0% Quarterly Diluted EPS of $4.34, up 154%; Adjusted Quarterly Diluted EPS1 of $4.01, up 32% from $3.05 Annual Diluted EPS of $14.48, up 72%; Adjusted Annual Diluted EPS1 of $14.21, up 23% from $11.55 Annual Dividend per Share Increased to $4.68, up 22% from $3.84 Let’s delve into Goeasy LTD’s March 2024 and Q4 2023 financial performance, key findings, background, and some insights based on the data available in these Goeasy documents.
Why the Goeasy Ltd Model is the Future of Non-Prime Lending!
https://thebusinessoflending.com
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Continuing... 3. Incentives for Positive Reviews: Motivating CSRs with financial incentives for gathering positive reviews, such as $5 for every 5-star review, can drive better customer service while simultaneously enhancing the company’s reputation online. Note that the Testimonial.to Platform offers an easy way for you to acquire 5-star reviews for virtually all social media platforms, your websites, and your Blogs!
How Lending to Strangers Can Become Your Most Profitable Venture Yet!
https://thebusinessoflending.com
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“The daily news is really just an attempt to answer the question, ‘What is the worst thing that happened on Earth today?’ And with 8 billion people on Earth, somewhere on the planet, something horrible is happening every single day.” ~ Elon Musk
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An analysis by PYMNTS Intelligence found that 15 million people, or 6.5% of the U.S. population, reported using buy now, pay later apps to pay for groceries during 2023, the New York Post reported. Of those using the apps, around 5.4% were low-income Americans, according to the study. The rest were those whose yea
An Increasing Number of Consumers, Even Those With Higher Incomes, Turning to BNPL for Groceries
cutoday.info
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Banks & credit unions have the Power! $$$$ Lobbyists- Fought the Good Fight “Credit unions fought the good fight on this and will likely continue to—the overwhelming sentiment in the industry is that this rule is a case of CFPB overreach,” said John McKechnie, who advocates for credit unions in Washington. “Unfortunately, we are swimming upstream against an Administration that calls any fee charged by a business a junk fee. It’s hard to see President Biden letting this regulation be overturned by Congress.”
House Committee Passes Resolution Blocking CFPB's $8 Fee Cap on Late Card Payments
cutoday.info
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For my Network!
Update: This firm is located in the heart of Orange County (SoCal) and the founders probably expect you to be here. 🌴 A friend's portfolio company is looking for a CEO to lead in the fintech/data/SaaS product space. This established company has unique datasets in the enterprise and SME space. The dataset can be turned into verification, search and potentially market listing services. They are looking for a CEO to lead this business to create products and services in the banking, lending and credit space. If you are interested, please DM me and I will provide some additional details. Tim
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#Boomers: We’re getting HEAT for not expiring soon enough. Make some NOISE 🎉🥳👏
‘Unretirement plans’ are baby boomers’ newest hack to fight depression in their 60s, 70s, and beyond: ‘It’s a third of your life that you don’t have a road map for’
fortune.com
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